Sorry, you need to enable JavaScript to visit this website.

Commercial Combined

  • Property Damage, Business Interruption, Employers Liability, Public/ Products Liability

Suits: Wholesale, Distribution, Manufacturing, Warehousing

Comprehensive, flexible covers for a wide range of businesses providing your commercial customers with the protection they need.

  • Property Damage for Buildings, Contents and Stock
  • Business Interruption
  • Employers Liabililty
  • Public/ Products Liability

Additional Options Include:

  • Money
  • Rent 
  • Glass 
  • Terrorism

Sweet Spots

Examples of where we have a particularly strong appetite, are actively targeting, and have been found to be at our most competitive.

  • Manufacturers
  • Warehousing
  • Wholesale
  • Distribution
  • Printers
  • Services
  • Light engineering
  • Electrical goods

Positive Risk Features

Factors we will take into account to make our sweet spots even more competitive.

  • Sprinklered Risks
  • Non-combustible Construction
  • Good Risk Management
  • Single Occupancy
  • Automatic Fire Alarm
  • Spread of Risk
  • Central Station Monitored Security Alarm
  • No unattended trade processes

Showstoppers

Risks we would never write, or write only rarely forming a small part of a wider portfolio.

  • Discos and Nightclubs
  • Recycling and Waste
  • Food risks with polystyrene or non-approved panels
  • Unoccupied Properties

Claims

commercialclaims@ni.rsagroup.com