Property Owners
Property Damage, Rent, Property Owner’s Liability
Suits: Property Owners and Landlords
This tailor made product ensures the right cover for a variety of Property Owners risks.
- Buildings
- Property Owners Liability
Additional Options include:
- Rent
- Landlords Contents
- Glass
- Terrorism
- Employers Liability
Documents
Sweet Spot
Examples of where we have a particularly strong appetite, are actively targeting, and have been found to be at our most competitive.
Manufacturing Risks
Wholesale Warehousing & Distribution
Entertainment & Leisure
Retail
Office
Positive Risk feature
Factors we will take into account to make our sweet spots even more competitive.
Sprinklered Risks
Non-combustible Construction
Good Risk Management
Automatic Fire Alarm
Spread of Risk
Showstoppers
Risks we would never write, or write only rarely forming a small part of a wider portfolio.
Unoccupied Premises
Discos/Nightclubs
Recycling, waste & scrap risks
Food risks with polystyrene or non-approved panels
- Wide definition of buildings - car parks, outbuildings, CCTV and lighting, drains, pipes and cables, landlords fixtures and contents of common parts
- Day one cover to a maximum of 50%, with 15% as standard included in the price
- Up to £500,000 alterations, additions and newly acquired buildings cover
- Alternative accommodation costs, including loss of rent
Flexible range of benefits
- Landlords’ contents up to £50,000
- Terrorism cover
- Property owners’ liability up to £5,000,000 (with Legionellosis included up to £2,000,000)