Sorry, you need to enable JavaScript to visit this website.

Property Owners

  • Property Damage, Rent, Property Owner’s Liability

Suits: Property Owners and Landlords

This tailor made product ensures the right cover for a variety of Property Owners risks.

  • Buildings
  • Property Owners Liability

Additional Options include:

  • Rent
  • Landlords Contents
  • Glass
  • Terrorism
  • Employers Liability

Sweet Spots

Examples of where we have a particularly strong appetite, are actively targeting, and have been found to be at our most competitive.

  • Manufacturing Risks
  • Wholesale Warehousing & Distribution
  • Entertainment & Leisure
  • Retail
  • Office

Positive Risk Features

Factors we will take into account to make our sweet spots even more competitive.

  • Sprinklered Risks
  • Non-combustible Construction
  • Good Risk Management
  • Automatic Fire Alarm
  • Spread of Risk

Showstoppers

Risks we would never write, or write only rarely forming a small part of a wider portfolio.

  • Unoccupied Premises
  • Discos/Nightclubs
  • Recycling, waste & scrap risks
  • Food risks with polystyrene or non-approved panels
  • Wide definition of buildings - car parks, outbuildings, CCTV and lighting, drains, pipes and cables, landlords fixtures and contents of common parts
  • Day one cover to a maximum of 50%, with 15% as standard included in the price
  • Up to £500,000 alterations, additions and newly acquired buildings cover
  • Alternative accommodation costs, including loss of rent

Flexible range of benefits

  • Landlords’ contents up to £50,000
  • Terrorism cover
  • Property owners’ liability up to £5,000,000 (with Legionellosis included up to £2,000,000)

Claims

commercialclaims@ni.rsagroup.com