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- Property Damage, Money, Business Interruption, Employers Liability, Public Liability
Suits: Retail Businesses
A comprehensive package offering retail customers a wide range of covers as standard with scope to tailor cover to match their individual needs
- All Risks cover, Contents and Stock
- Money
- Business Interruption
- Glass
- Employers Liabilty
- Public Liability
Additional Options include:
- Buildings
- Rent
- Multiple Premises
Documents
Sweet Spots
Examples of where we have a particularly strong appetite, are actively targeting, and have been found to be at our most competitive.
- Hobby Arts & Crafts
- Books, Toys, Educational & Stationery
- Clothing & Footwear
- Sandwich Bar Cafe Deli & Bakery
- Furniture & Lighting
- Decorating & DIY
- Newsagent
- Off Licence
Positive Risk Features
Factors we will take into account to make our sweet spots even more competitive.
- Single Tenancy
- Good Risk Management
- Low Claims Frequency
- Non-combustible Construction
- Central Station Monitored Security Alarm
Showstoppers
Risks we would never write, or write only rarely forming a small part of a wider portfolio.
- Vacant Risks (without other Business connection)
- Treatment/Dispensing Risks
- Licensed Premises
- Risks with high liability claims frequency