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Commercial Motor

  • Motor Fleet Insurance, Commercial Vehicle Insurance, Taxi Insurance

Suits: Fleet, Taxi, Coach, Haulage, Light CV on an individual or multi vehicle policy

RSA NI is one of the main Commercial Motor Insurance providers in the Northern Ireland insurance market with a strong presence in many business areas. We have teams of experienced underwriters and claim handlers providing a local service

We have a broad risk appetite, and can provide flexible tailored solutions to any size of commercial customer.

Sweet Spots

Examples of where we have a particularly strong appetite, are actively targeting, and have been found to be at our most competitive.

  • Own Goods
  • Haulage
  • Coach & Bus
  • Taxis
  • Light CV's
  • Non Conventional Risk

Positive Risk Features

Factors we will take into account to make our sweet spots even more competitive.

  • Robust Risk Management
  • Low Claims Frequency
  • Business established 3 years
  • Improving Experience
  • Prompt or Direct Claims Notification
  • Experienced & Mature drivers
  • Financial Stability

Showstoppers

Risks we would never write, or write only rarely forming a small part of a wider portfolio.

  • Airside exposure
  • Motor Trade Risks
  • Self-Drive Hire
  • >20% carriage of hazardous goods