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Employers Liability & Public/Products Liability Insurance

Employers Liability, Public/Products Liability, Combined Liability
Suits: Building & Allied Trades, Manufacturing, Transport & Logistics, Food & Drink, Non Conventional
RSA NI is one of the largest and most established insurers underwriting liability insurance in the Northern Irish insurance market today. We have a wide underwriting appetite which extends from small liability risks right through to large, commercial clients. Our underwriting expertise is available locally, giving access to decision makers who can link to our national and group knowledge as required.

We have the capability to offer tailored solutions and flexible coverage options to meet specific risk requirements including:

  • A ‘bespoke’ capability, using our technical expertise, for risks requiring flexible coverage options and tailored handling.
  • A broad range of proven liability solutions including non-conventional arrangements such as aggregate’ and ‘each & every’ deductible program.
  • A professional Risk Management service which allow us to work together to manage and improve risk.

As the chosen insurance supplier to many of Northern Ireland’s largest manufacturers, public sector, hauliers, construction and many other businesses, we have both the capacity and the desire to thoroughly understand your client’s business so that we can help you to deliver the best insurance solutions for their needs.

RSA Risk Management Services

Our risk control services can be provided, as “added value”, to your policy. As part of a comprehensive proposition to, we offer:

  • Access to specialist surveyors through the RSA UK and International network.
  • Risk Control Programmes 'tailor-made' to client requirements so as to minimise exposure to primary and secondary losses

Documents

Sweet Spot

Examples of where we have a particularly strong appetite, are actively targeting, and have been found to be at our most competitive.

Builders & Allied Trades
Haulage Contractors
Coach & Bus Operators
Manufacturing
Food & Drink
Animal Feed Manufacturers
Non Conventional Risks

Positive Risk feature

Factors we will take into account to make our sweet spots even more competitive.

Robust Risk Management
Company Experience
Business established 3 years
Proven Insurance History
Accident Reporting & Investigation Procedures
External Trade Accreditations
Low staff turnover
Financial Stability

Showstoppers

Risks we would never write, or write only rarely forming a small part of a wider portfolio.

EL risks with known exposure to asbestos
Excess of Loss covers
New ventures (except for accommodation business)
Civil Engineering & Groundworks
Roofing and Scaffolding contractors
Demolition including site clearance (unless part of overall construction risk)