Employers Liability & Public/Products Liability Insurance
- Employers Liability, Public/Products Liability, Combined Liability
Suits: Building & Allied Trades, Manufacturing, Transport & Logistics, Food & Drink, Non Conventional
RSA NI is one of the largest and most established insurers underwriting liability insurance in the Northern Irish insurance market today. We have a wide underwriting appetite which extends from small liability risks right through to large, commercial clients. Our underwriting expertise is available locally, giving access to decision makers who can link to our national and group knowledge as required.
We have the capability to offer tailored solutions and flexible coverage options to meet specific risk requirements including:
- A ‘bespoke’ capability, using our technical expertise, for risks requiring flexible coverage options and tailored handling.
- A broad range of proven liability solutions including non-conventional arrangements such as aggregate’ and ‘each & every’ deductible program.
- A professional Risk Management service which allow us to work together to manage and improve risk.
As the chosen insurance supplier to many of Northern Ireland’s largest manufacturers, public sector, hauliers, construction and many other businesses, we have both the capacity and the desire to thoroughly understand your client’s business so that we can help you to deliver the best insurance solutions for their needs.
RSA Risk Management Services
Our risk control services can be provided, as “added value”, to your policy. As part of a comprehensive proposition to, we offer:
- Access to specialist surveyors through the RSA UK and International network.
- Risk Control Programmes 'tailor-made' to client requirements so as to minimise exposure to primary and secondary losses
Documents
Sweet Spots
Examples of where we have a particularly strong appetite, are actively targeting, and have been found to be at our most competitive.
- Builders & Allied Trades
- Haulage Contractors
- Coach & Bus Operators
- Manufacturing
- Food & Drink
- Animal Feed Manufacturers
- Non Conventional Risks
Positive Risk Features
Factors we will take into account to make our sweet spots even more competitive.
- Robust Risk Management
- Company Experience
- Business established 3 years
- Proven Insurance History
- Accident Reporting & Investigation Procedures
- External Trade Accreditations
- Low staff turnover
- Financial Stability
Showstoppers
Risks we would never write, or write only rarely forming a small part of a wider portfolio.
- EL risks with known exposure to asbestos
- Excess of Loss covers
- New ventures (except for accommodation business)
- Civil Engineering & Groundworks
- Roofing and Scaffolding contractors
- Demolition including site clearance (unless part of overall construction risk)